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In this topic, we are going to learn all about PernumPay.

We have had a PernumPay API for quite some time already, but there were some features and functions requested, and now they are available for our valued business members. So now, as a business member, you can give a refund if needed directly through the PernumPay website, and you can also give digital cashback to your customers, too!

What is PernumPay?


PernumPay for Business
PernumPay for Business

PernumPay for Businesses

PernumPay is the exclusive service provider for payments with YEM. No matter if online or at a point of sale, whenever YEM is accepted, PernumPay is the best choice for fast, secure, and contactless payments with 100% privacy.

Within less than a second, payments are processed with just 1% fee to be paid by the business. PernumPay works on any device with Internet access, there is no special equipment or software needed.

Thanks to our military-grade 2-factor authentication, fraud is literally impossible.


As a business owner, you are just 5 minutes away from offering YEM as a payment option on your website and/or at your point of sale.

For your online shop, simply open a digital wallet for YEM, upload your business details, enter a snippet of code on your website, and you are ready to rock.

For your point of sale, it is even easier. Simply register as described above and you can start receiving payments in YEM. There is no special equipment and not even a software needed. Your mobile phone, tablet, laptop, and/or desktop computer with Internet access become your easy-to-handle payment device.

There is a small flat 1% fee for incoming as well as for outgoing payments (e.g. refunds), and you will receive payment confirmations in no time. We charge no set-up, one-time, or recurring fees.

So, if you are a business member already with the SafeZone, simply log in to get started. If you are not, then all you need to do is sign up for free to get your SafeZone Pass, be sure to choose your membership type as business, complete your profile to activate your wallet, and then you can simply log in at PernumPay and start accepting payments right away (https://pernumpay.com/).

For those who don’t know, your Safe Zone Pass is like your digital ID that gives you access to great functions, features, and benefits like PernumPay.

You can accept payments both online and at your point of sale. So if you have a retail business, a brick-and-mortar business, all you need is a mobile phone, a tablet, laptop or a desktop computer, basically any device with internet access, and you can easily accept YEM payments right then and there using the PernumPay website.

And as mentioned, when you have your own website, it is easy to get the small snippet of code to install on your website, and then PernumPay can be part of your checkout process directly in your online shop.

This makes it super easy for any business to accept YEM.

PernumPay for Shopping
PernumPay for Shopping

Now, let’s talk about using PernumPay to give your customers a digital cashback, which can be a great marketing strategy. This is especially effective when you have your customers coming in and paying with fiat currency (your local currency), and as a thank you bonus you can give them a digital cashback. Super easy and effective!

And when you log into PernumPay, you have access to all your transaction history at all times, and there is also a FAQ section to help you out if you have further questions.

What about as a customer?

Well, as a customer, all you need is a SafeZonePass and a PerNum to pay with YEM at participating businesses.

If you are not yet registered, simply get your free SafeZonePass, verify your identity (KYC), and you are ready to make your first payment with YEM.

There is no special card, equipment, and not even an app needed. In fact, PernumPay is the very first payment processor where you comfortably pay at the merchant’s website.

And even when you are at a point of sale, you can easily make your payment from the merchant’s device. You could be literally naked (don’t do that!) and you still can pay with PernumPay.

There is no fee for you using PernumPay and joining is free as well.

How would you pay in person with a local business?

The business will be logged into their PernumPay account, they will ask you for your PerNum, or might ask you to fill it in, then you confirm the transaction with your one-time PIN, and that’s it. It’s as simple as that.

Now, if you are worried about privacy as a customer, your personal information and what is being shared while making a transaction, you need to know that with PernumPay your privacy is 100% respected. This is the SafeZone, and Safe Zone respects your privacy.

You can pay just with your PerNum (and one-time PIN), so you don’t need to re-share your details while making your payment. The business will automatically receive some info about the transaction based on your SafeZone Pass details (such as your name, address, and email), because in some cases the business also needs to know their customer (KYC). However your information is not shared for anything else other than the purpose of you making a payment with that specific business and the information is kept masked with your Pernum unless specific steps are done by the business to receive the info. We always do our best to respect your privacy in the SafeZone.

Join PernumPay Today!



  1. frolpwecerit says:

    I have been exploring for a bit for any high-quality articles or blog posts on this sort of space . Exploring in Yahoo I eventually stumbled upon this site. Studying this information So i am satisfied to show that I’ve an incredibly just right uncanny feeling I discovered exactly what I needed. I so much no doubt will make sure to don¦t disregard this website and provides it a glance on a continuing basis.

  2. Hedvig says:

    Great content! Keep up the good work!

  3. Frank says:

    How long can it take my account to be verified if I used my UGANDAN National Identity card?

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