Future of Money

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Future of e-Commerce
September 7, 2018
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Future of Real Estate
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Future of Money

Future of Money is Rainbow Currency (YEM). Your Everyday Money.

Today we are going to learn about the Future of Money in the digital age.


What will the future of money look like? Will we be wallet-less in the next decade? and will cash be a thing of past? Lets have a look into.


Since the Cryptocurrency age started the form of Money is now does not considered only in fiat form but also in Virtual Currency’s form. Cryptocurrency is now going to change the whole way of Payment system.

e-Commerce has started to began their future steps and being tied their platforms now with the Blockchain and Cryptocurrency. This is the huge success for the Virtual Currency in the world of e-Commerce and the most recent example is Safe Zone Inc. Safe Zone Inc has tied their e-Commerce system with the Virtual Currency and you can participate in each and every Project and Product offered by Safe Zone Inc. For example; Solario is t he Solar Token offered by third party under Safe Zone so you can Participate in this Project through Safe Zone and Safe Zone has its own Virtual Currency which is accepted as a payment for all their Products and Projects. The Virtual Currency which is accepted as a Payment option for these Projects and Products is called Rainbow Currency with the Trading symbol of (YEM) and YEM stands for (Your Everyday Money). It is now accepted as a payment option for all their current Projects and Products. You can see the list of Projects and Products Here .


Lets have a look into some Facts regarding Future expectations by Experts:

  • There are many potential advantages to switching from physical to digital versions of central bank money, in terms of easing some constraints on traditional monetary policy and providing an official electronic payments system. The basic mechanics of monetary policy implementation will not be affected by a switch from physical currency to CBDCs. However, other technological changes that are likely to affect financial markets and institutions could have significant effects on monetary policy implementation and transmission.
  • New financial technologies—including those underpinning nonofficial cryptocurrencies—herald broader access to the financial system, quicker and more easily verifiable settlement of transactions and payments, and lower transaction costs. Domestic and cross-border payment systems are on the threshold of major transformation, with significant gains in speed and lowering of transaction costs on the horizon. The efficiency gains in normal times from having decentralized payment and settlement systems needs to be balanced against their potential technological vulnerabilities and the repercussions of loss of confidence during periods of financial stress.
  • Multiple payment systems could improve the stability of the overall payments mechanism in the economy and reduce the possibility of counterparty risk associated with the payment hubs themselves. However, multiple systems without official backing could be severely tested in times of crisis of confidence and serve as channels for risk transmission. Decentralized electronic payment systems are also exposed to technological vulnerabilities that could entail significant economic as well as financial damage. CBDCs could function as payment mechanisms that provide stability without necessarily limiting private fintech innovations.
  • Financial institutions, especially banks, could face challenges to their business models, as new technologies facilitate the entry of institutions (or decentralized mechanisms) that can undertake financial intermediation and overcome information asymmetries. Banks will find it difficult to continue collecting economic rents on some activities that cross-subsidize other activities. The emergence of new institutions and mechanisms could improve financial intermediation but will pose significant challenges in terms of regulation and financial stability.
  • New forms of money and new channels for moving funds within and between economies could also have implications for international capital flows and exchange rates. The proliferation of channels for cross-border capital flows will make it increasingly difficult for national authorities to control these flows. Emerging market economies will face particular challenges in managing the volatility of capital flows and exchange rates, and could be subject to greater monetary policy spillovers and contagion effects. These channels are also susceptible to exploitation for money laundering, illegal activities, and evasion of controls and reporting requirements related to cross-border capital flows.

(Source Link: https://www.brookings.edu/testimonies/the-future-of-money-digital-currency/)


The Future

The Future of Virtual Currency

Some of the limitations that cryptocurrencies presently face – such as the fact that one’s digital fortune can be erased by a computer crash, or that a virtual vault may be ransacked by a hacker – may be overcome in time through technological advances. What will be harder to surmount is the basic paradox that bedevils cryptocurrencies – the more popular they become, the more regulation and government scrutiny they are likely to attract, which erodes the fundamental premise for their existence.

While the number of merchants who accept cryptocurrencies has steadily increased, they are still very much in the minority. For cryptocurrencies to become more widely used, they have to first gain widespread acceptance among consumers. However, their relative complexity compared to conventional currencies will likely deter most people, except for the technologically adept.

A cryptocurrency that aspires to become part of the mainstream financial system may have to satisfy widely divergent criteria. It would need to be mathematically complex (to avoid fraud and hacker attacks) but easy for consumers to understand; decentralized but with adequate consumer safeguards and protection; and preserve user anonymity without being a conduit for tax evasion, money laundering and other nefarious activities. Since these are formidable criteria to satisfy, is it possible that the most popular cryptocurrency in a few years’ time could have attributes that fall in between heavily-regulated fiat currencies and today’s cryptocurrencies? While that possibility looks remote, there is little doubt that as the leading cryptocurrency at present, Bitcoin’s success (or lack thereof) in dealing with the challenges it faces may determine the fortunes of other cryptocurrencies in the years ahead.

Source Link: (https://www.investopedia.com/articles/forex/091013/future-cryptocurrency.asp)

Why Does Virtual Currency remain so Popular?

There are several factors that make Virtual Currency so popular. One of the main attraction to virtual currency is the anonymity factor. The way virtual currency (aka crypto-currency) is set up makes it almost impossible to match up a person with a transaction. This is a good thing for those who want to set up a nest egg, but don’t want their government to know about it.

Although Cryptocurrency can often be spent like any other currency, the government can only tax it when and if you are ready to cash out or make a purchase. This makes virtual currency something of a tax haven! Of course, many governments are now trying to figure out ways to tax virtual currency: To this day, however, it remains very difficult (if not impossible) to impose any taxes on a currency that does not have legal tender status in any jurisdiction.

Another thing that makes virtual currency such an attractive option is that, since it’s conception, many places across the world have actually started accepting Bitcoins (and other virtual currency) as payments. According to an article in Technology Review, there are tens of thousands of Bitcoin transactions every day, with hundreds of businesses (mostly online) accepting bitcoins (and other virtual currencies) as payment.

As Virtual Currency becomes more entrenched in the world, we will find more and more businesses, vending machines, grocery stores, etc. accepting this type of currency.

Source Link: (https://www.lifehack.org/468620/why-virtual-currency-is-a-wave-of-the-future)


Rainbow Currency (YEM) is More than a Cryptocurrency

Rainbow Currency (YEM) is the Virtual Currency of Future.

I picked Rainbow Currency (YEM) because this is more than a Cryptocurrency and as its Symbol is Your Everyday Money so they aimed for making it our Future Virtual Currency for forever and we would not need fiat anymore and we can use our this Virtual Currency for Buying Home, For Buying a Car and much much more.

As i mentioned that; this is going to be our Everyday Money so let me clear some points here that; this has began now with their recent TwnklEstate Project where you can BUY Real Estate World Properties all around the world only with Virtual Currency Called TwnklEstate Coin with symbol (TEC) and you can learn more about TwnklEstate Coin here .

This is the Second Project i shared with you connected with Rainbow Currency (YEM). The first one is Solario and the second one is TwnklEstate and also you can check the list above where (YEM) is currently accepted and near future more and more Projects are coming who are eagerly excited to accept Rainbow Currency (YEM) as a payment so keep your eyes on (YEM).

When we say or hear a word (Cryptocurrency) so mostly Bitcoin comes in our Mind or some other altcoins come in mind but most of them are for Trading world only because they have a lot of fluctuation in these Cryptocurrencies and Businesses just accept Virtual Currencies are with stable Price value or at least not too much fluctuations. Therefore, The Rainbow Currency (YEM) has set their minimum Price 1 US Cent ($0.01) it is Officially Fixed value by the Rainbow Currency Foundation and for sure in future it will rise and as time goes the e-Commerce market will adjust price of (YEM) as per need.

The Future of Money is now changing and it is now becoming popular each and everyday and people are being educated regarding this Money-Future and very soon we will see a lot of vibes in the world of Virtual Currency and this would be the Money we will use for our Daily need.

More and More Businesses are now starting accepting Virtual Currencies and Rainbow Currency is one of them, because of its fixed price it is becoming more popular among Merchants/Businesses around the world.




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